Here are the best card offers in July:
Card 1: Best-ever offer! New card members can earn 100,000 bonus points + $500 travel portal promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
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Our take: This card’s annual fee is hefty, but its network of airport lounges is growing and quite impressive
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Earns 4x points on flights and hotels booked direct
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$300 annual travel credit – still the most flexible travel credit available
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$120 credit every four years toward Global Entry, TSA PreCheck®, or NEXUS
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Access to 1,300+ airport lounges worldwide
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Annual fee: $795
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Card 2: Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
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Our take: If card 1’s fee is too much for you, its more junior sibling only has a $95 annual fee and is also running an elevated offer
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Annual fee: $95
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Card 3: Earn as high as 175,000 points after you spend $8,000 on eligible purchases on your new card in your first six months of account opening.
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Details: Apply and find out your welcome offer. Welcome offers vary, and you may not be eligible for an offer
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Our take: If you’re looking for a premium card, but Card 1 doesn’t feel right for you, take a look at this option
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Annual fee: $695
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Airline card: Earn 80,000 bonus miles after spending $3,000 in the first 6 months of card membership.
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Our take: This is a great chance to rack up bonus miles and score some sweet perks if you’re a fan of this airline
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Annual fee: Waived the first year, then $150 upon renewal (see rates and fees; terms apply)
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Hotel card: Earn 130,000 hotel bonus points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
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Our take: We don’t talk about hotel cards too much at Going, but with over 8,000 hotels worldwide, this hotel card’s offer was too good to ignore. Plus, the annual fee is waived for the first year, then $150
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Complimentary mid-tier status with this hotel chain
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$0 introductory annual fee for the first year, then $150
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None right for you? Check out CardFinder to get personalized recommendations with no impact on your credit score.
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A disclaimer about card names:
Due to the quirks of credit card compliance, we are sometimes not allowed to use the actual names of cards or certain banks in emails. This means we have to resort to using more generic language when talking about some credit cards.
We know this can be confusing or frustrating, but we encourage you to click through to our site, where we can name and talk more candidly about the cards and their benefits. While we are bound by the rules of credit card compliance, our mission will always be to put our readers first and help you travel better for less.
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4845 Pearl East Circle, Suite 118
PMB 28648
Boulder, CO 80301-6112
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The editorial content here is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
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