Why we love it:
- Earn bonus points on travel, dining, select streaming services, and more.
- Access to some of the best airline and hotel transfer partners for high-value redemptions.
- Rock-solid trip protections.
Why it should be in your wallet:
- You want to earn rewards on everyday spending.
- You want to earn the most valuable points currency.
- You want premium travel perks without a hefty annual fee.
New cardmember offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
Annual fee: $95
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Best for: Frequent travelers who want top-tier benefits—airport lounge access, luxury hotel perks, travel and lifestyle credits.
Why we love it:
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$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
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Airport lounge access: Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
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Over $1,500 in annual lifestyle perks, including credits for Apple Music, Apple TV+, Lyft, StubHub, and more.
Why it should be in your wallet:
- You travel often and want lounge access.
- You want premium travel upgrades, like a $500 annual credit for the Edit, Chase Travel’s handpicked collection of hotels and resorts.
- You want a card that will reimburse you for a Global Entry application fee.
New cardmember offer: Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
Annual fee: $795
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Why both cards are great for travelers:
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1:1 point transfers to top airline and hotel partners, including JetBlue, United, Southwest, Air Canada, and Flying Blue.
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Best-in-class travel protections—trip delay, trip cancellation, baggage protections, primary rental car coverage, and more.†
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Flexible redemption options whether you prefer transferring points or booking through Chase Travel℠.
Bottom line: You really can’t go wrong with either option.
If you want a bigger suite of lifestyle perks—and know you’ll use them—the Chase Sapphire Reserve® is the better fit.
If you prefer a lower annual fee with excellent earning power and strong travel benefits, the Chase Sapphire Preferred® is a perfect match.
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†These benefits are available when you use your card. Restrictions, limitations, and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened, consult the Guide to Benefits, which includes a full explanation of coverages.
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With expert:
Kurt Adams
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Kurt Adams is the Points and Miles Expert for the Going travel app. As a personal finance expert with a deep understanding of credit card rewards and frequent flier programs, Kurt helps consumers navigate the intersection of money and travel. A graduate of Princeton, he lives in New York.
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