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Today is the last day to say happy new year, so I thought I’d rush in some last-minute predictions for points and miles in 2026.
Here are seven predictions I have for the year ahead:
1. We’ll see a 200,000-point signup bonus on a personal card
I predict we’ll see a personal card offer a 200,000-point signup bonus in 2026. Last year, we saw a few business cards hit this threshold, but the maximum for a personal card was 175,000 points. I expect to see this bonus on a premium card in 2026.
While we love a six-figure signup bonus, it’s also an indicator of points inflation. More points in circulation mean that card issuers, along with airline and hotel partners, raise the thresholds required for redemptions.
Note: This is just a guess, not a current offer.
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